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Post Surgery Insurance

>> Friday, January 22, 2010

It is an insurance policy designed to protect patients from the costs of unexpected post-surgical complications.

Parkway Holdings is offering the scheme to its local and foreign patients. It covers both inpatient and outpatient fees for complications resulting from 64 of its most commonly-performed elective procedures, including knee replacement surgery and caesarean delivery.

But it does not cover clinical errors, medical malpractices or medical negligence.The complications covered are those that manifest immediately after the operation until 24 hours after the patient has been discharged.

The global rate for complications developing after surgery sits between 0.2 and 15 per cent.

Patients need only pay premiums of 5 to 7 per cent of the total surgery bill, and enjoy a benefit limit of $500,000 per patient per policy. Patients aged between 1 month and 85 years can sign up for the scheme when it takes off on Feb 1.

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